Your Business Has a Budget. Does It Have a Plan?
Ziyaad Manjra Ziyaad Manjra

Your Business Has a Budget. Does It Have a Plan?

Your budget may show higher sales and better profits. But what needs to happen in the business to achieve them? A practical look at connecting financial targets with customer demand, operational capacity, people and cash.

Read More
Is Your Business Growing — or Just Getting Bigger?
Ziyaad Manjra Ziyaad Manjra

Is Your Business Growing — or Just Getting Bigger?

Growth can look impressive on the surface while hiding declining margins, inefficient processes, rising costs and increasing pressure on management. As your business gets bigger, the real question is whether it’s becoming a better business too.

Read More
Your business is at risk of fraud
Ziyaad Manjra Ziyaad Manjra

Your business is at risk of fraud

Most businesses are susceptible to fraud. Just ask ABSA, Pioneer Foods or any of the other corporations that have fallen victim to fraud. SMEs are more susceptible to fraud because they are less likely to have in place internal controls to assist in preventing and detecting fraud.

Read More
Cash Flow - A nightmare for any business
Ziyaad Manjra Ziyaad Manjra

Cash Flow - A nightmare for any business

How we resolved a client’s cashflow nightmare

I received a panicked call from a client last week; his largest client called him to inform him that they were moving him to a 60 day account. To make matters worse, this client was a week late with a large payment. As a result, he was late on a payment to his main supplier; this supplier froze his account and production came to a standstill for a couple of days.

Read More